Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
من داخل الكتاب
النتائج 6-10 من 100
... result of the day-to-day operation of peer- group lending programs. The differences between the developing-country and U.S. contexts, as well as program design, may determine peer-group interactions and staff actions, and subsequently ...
... result of active choosing. Practically none of the groups in the U.S. sample has denied anyone from joining their group. After groups are formed, the members review each other's business plans and loan proposals, and update their ...
... results for the four developing-country programs cannot be generalized to other developing-country replications of peer-group lending, they illustrate the range of loan performance that well-μnanced programs can accommodate— at least ...
... result of the strong U.S. economy, which raised incomes and reduced interest rates. These two factors made homeownership more affordable, and contributed to an increase in the homeownership rate from 64.0 percent in 1993 to 67.4 percent ...
... result, the act contained three provisions: quantitative targets for purchases of loans made to low-income borrowers and in low-income and minority neighborhoods; a mandate that the GSEs “lead the industry in affordable lending”; and ...