Replicating Microfinance in the United States
James H. Carr, Zhong Yi Tong
Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات
"With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago
Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States.
Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities.
Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss.
Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C.
النتائج 6-10 من 100
... risk, and compensate for the limitation of the joint-liability rule. Thus, it is important not to neglect other program features and the conμgurative effects of all relevant rules, although the joint-liability rule is the most ...
... risk in individual decision making. In the context of loan transactions, trust and risk are opposite sides of the same coin. Creditworthiness is a form of trustworthiness. If a lender μnds a borrower creditworthy, he will have a high ...
... those costs microcredit borrowers everywhere incur in participating in a peer-group lending program. More resources need to be devoted to lower the project risk of U.S. microentrepreneurs than to do the 240 Chi-kan Richard Hung.
James H. Carr, Zhong Yi Tong. the project risk of U.S. microentrepreneurs than to do the same for their developing-country counterparts. Proponents of the credit-plus approach see this as the justiμcation for business training of ...
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