Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... employees is five.1 According to the Aspen Institute's Self - Employment Learning Project , 2 a microbusiness has a staff of fewer than five people , has had no previous access to commercial sources of credit , and may require a loan of ...
... self - employment can be a good vehicle to move people off welfare.4 In this second panel discussion , the participants took a critical look at the state of microfinance in the United States and made observations about the dominant ...
... self - employed in the United States is their less entrepreneurial nature , when compared with clients of ... employment opportunities because there are fewer jobs available , but that a downturn in the economy is clearly not the most ...
... self - employment in our complex , highly integrated , service - based economy go far beyond those needed to ... self - employed was credit . But many program administrators and field experts have learned that many potential ...
... self - employment and microenterprises . A growing number of U.S. micro- finance programs are becoming integrated with broader community de- velopment strategies and programs . Microfinance leaders are also placing more emphasis on the ...