Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
من داخل الكتاب
النتائج 6-10 من 75
... Source: All U.S. data are based on the author's survey. Data for programs in other countries are from sources listed in the notes below. Note: BRAC = Bangladesh Rural Advancement Committee. TRDEP = Thana Resource Development and ...
... serve the working poor rather than the extremely poor. The latter have no alternative sources of income to cover loan repayments when a ×edging business runs into cash-×ow problems. In other words, programs with an FROM SOUTH TO NORTH 239.
... sources of credit—including informal credit in developing countries and credit cards in the United States ... Source: All U.S. data are based on the FROM SOUTH TO NORTH 241.
James H. Carr, Zhong Yi Tong. Table 8.3 Source: All U.S. data are based on the author's survey. Data for programs in other countries are from sources listed in the notes below. Note: n.a. = Not available. BRAC = Bangladesh Rural ...
... source of μnancing. The relatively small U.S. peer-group lending loans, as a percentage of per capita GNP, may not be attractive enough for potential borrowers. All developing-country and U.S. programs use step or progressive loans ...