Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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النتائج 6-10 من 64
الصفحة 99
... statements and transparent inter- company transactions but would share many of the head office functions and some of the operational management. The NGO would be responsible for the Kabuhayan product aimed at the poorest people as well ...
... statements and transparent inter- company transactions but would share many of the head office functions and some of the operational management. The NGO would be responsible for the Kabuhayan product aimed at the poorest people as well ...
الصفحة 117
... skills are required in: □ The adjustment of financial statements for subsi- dies and inflation □ Portfolio risk management, including appropriate risk classification, loan loss THE INSTITUTION 117 Institutional Capacity Building, p. 117.
... skills are required in: □ The adjustment of financial statements for subsi- dies and inflation □ Portfolio risk management, including appropriate risk classification, loan loss THE INSTITUTION 117 Institutional Capacity Building, p. 117.
الصفحة 122
... statements are produced and audited at least annually □ Statements should be produced for the financial ser- vice activities of the organization unconsolidated from any other nonfinancial activities □ Auditing firm should be respected ...
... statements are produced and audited at least annually □ Statements should be produced for the financial ser- vice activities of the organization unconsolidated from any other nonfinancial activities □ Auditing firm should be respected ...
الصفحة 123
... statements need to be revised for the new organization(s)? □ Will new auditors need to be appointed? □ How will bank accounts and liquidity management be affected? □ How will internal audit procedures need to be changed? □ Are ...
... statements need to be revised for the new organization(s)? □ Will new auditors need to be appointed? □ How will bank accounts and liquidity management be affected? □ How will internal audit procedures need to be changed? □ Are ...
الصفحة 124
... statement. The Business Plan process begins with an ACCION team (usually two people, one of whom is often the presi- dent) making a visit that includes a formal presentation of the state of the microfinance program and of its medium ...
... statement. The Business Plan process begins with an ACCION team (usually two people, one of whom is often the presi- dent) making a visit that includes a formal presentation of the state of the microfinance program and of its medium ...
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ACCION International activities adjusted analysis arrears average balance sheet Bank Rakyat Indonesia borrowers branches calculated capital cash flow chapter cial compulsory savings Crédit Agricole credit officers credit unions debt declining balance delinquent deposits disbursed donors effective rate enterprise development services equity example expenses financial institutions financial intermediation financial services financial statements fixed assets formal financial funds Grameen Bank impact incentive income statement increase inflation interest rate internal investment Ledgerwood lending liabilities loan amount loan loss reserve loan portfolio loan term management information system ment MFI’s Microcredit Microenterprise microentrepreneurs Microfinance Institutions Network NGOs operating costs organization outreach payments percent policies portfolio at risk portfolio outstanding profit programs ratio regulated repay return on assets revenue rural savings products savings services Source staff Sustainable Banking target market Thomas Dichter tion village banks Washington World Bank