Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
من داخل الكتاب
النتائج 6-10 من 100
... strategy in the United States . The project tracked the progress of 405 individuals who were running microbusiness for a 5 - year period from 1991 to 1997 . 3. For more on this issue , see Peggy Clark and Amy J. Kays , Enabling ...
... strategies and programs . Un- like the international model of freestanding , credit - driven models , there is a growing U.S. trend toward microfinance programs that are nested within larger entities , such as community development ...
... strategy in this direction , according to Karen Mocker of the CDFI Fund at the U.S. Department of the Treasury , is market segmentation - developing niche products to meet the unique needs of different types of clients . This strategy ...
... strategy to explore . This would enhance the sustainability of microfinance intermediaries , expand capital accessibil- ity for microenterprise borrowers , and also help strengthen mainstreaming opportunities for microfinance clients ...
... strategies such as individual development ac- counts and microenterprise investment opportunities . Robert Friedman , chair of the Corporation for Enterprise Development , told the conference that , for low - income people , personal ...