Replicating Microfinance in the United StatesJames H. Carr, Zhong Yi Tong Woodrow Wilson Center Press, 28/06/2002 - 387 من الصفحات "With the publication of this volume, knowledge and understanding of the practices of delivering micro-credit reach a new level of consolidation, and the stage is set for important further steps."—from the Foreword by Richard P. Taub, University of Chicago Microfinance was pioneered in the developing world as the lending of small amounts of money to entrepreneurs who lacked the kinds of credentials and collateral demanded by banks. Similar practices spread from the developing to the developed world, reversing the usual direction of innovation, and today several hundred microfinance institutions are operating in the United States. Replicating Microfinace in the United States reviews experiences in both developing and industrialized countries and extends the applications of microlending beyond enterprise to consumer finance, housing finance, and community development finance, concentrating especially on previously underserved households and their communities. Contributors include Nitin Bhatt, Robert M. Buckley, Bruce Ferguson, Elinor Haider, Chi-kan Richard Hung, Sally R. Merrill, Jonathan Morduch, Gary Painter, Sohini Sarkar, Mark Schreiner, Lisa Servon, Ayse Can Talen, Shui-Yan Tang, Kenneth Temkin, Andres Vinelli, J. D. Von Pischke and Marc A. Weiss. Replicating Microfinance in the United States is based on papers commissioned by the Fannie Mae Foundation and findings from an October 2001 conference jointly held by the Fannie Mae Foundation and Woodrow Wilson International Center for Scholars in Washington, D.C. |
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... women in the Bangladesh location she studies , group members do not necessarily know each other before joining the Grameen Bank . But after members attend regular center meetings for a period of time , their net- working with other ...
... Women's Business Development Corporation Women Entrepreneurs of Baltimore Women's Self - Employment Project Workers of Rural Kentucky Working Capital - Boston Working Capital - Fitchburg Working Capital - Vermont Yadkin Valley Economic ...
... women as borrowers , and group lending and guarantees . SPARC continues to reach out to attain larger - scale funding.4 Partnerships Low - income housing finance has evolved in a limited number of cases through partnerships . NGOs have ...
... women - only lending , and homeownership counseling . The Importance of Savings and Savings Groups . Microlenders learned long ago that the poor save . Savings groups are a crucial part of microfinance for housing , both as a key aspect ...
... women's col- lectives , in which very small amounts are saved by poor women . Although this cannot meet the need for capital for housing , on a group - lending basis it is sufficient for cash and emergency loans . SPARC now promotes ...