Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
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الصفحة 14
... formal and informal savings and loan services were analyzed. The study provided strong evidence about the poor performance of rural financial markets in Mexico. These markets proved to be shallow (only 45 percent of rural entrepreneurs ...
... formal and informal savings and loan services were analyzed. The study provided strong evidence about the poor performance of rural financial markets in Mexico. These markets proved to be shallow (only 45 percent of rural entrepreneurs ...
الصفحة 15
... formal and informal influence and considerable power. Farmers' agitation in many parts of the country can take a virulent form, and banners are put up in many villages declaring that no bank officer should enter the village for loan ...
... formal and informal influence and considerable power. Farmers' agitation in many parts of the country can take a virulent form, and banners are put up in many villages declaring that no bank officer should enter the village for loan ...
الصفحة 18
... formal infrastructure of the financial markets; and a favorable regulatory environment that allows microfinance institutions and microentrepreneurs to flourish. The strategy of multilateral development banks should thus comprise three ...
... formal infrastructure of the financial markets; and a favorable regulatory environment that allows microfinance institutions and microentrepreneurs to flourish. The strategy of multilateral development banks should thus comprise three ...
الصفحة 19
... formal financial sector institutions provide a certain percentage of their portfolio or a certain volume of their assets to the informal or poorer segments of society or to certain economic sectors. Special windows are created in ...
... formal financial sector institutions provide a certain percentage of their portfolio or a certain volume of their assets to the informal or poorer segments of society or to certain economic sectors. Special windows are created in ...
الصفحة 20
... formal financial institutions. Many nonbank MFIs, especially NGOs, operate on the fringes of existing regulations, especially with regard to deposit mobilization. In some instances they do so with the knowledge of the authorities, who ...
... formal financial institutions. Many nonbank MFIs, especially NGOs, operate on the fringes of existing regulations, especially with regard to deposit mobilization. In some instances they do so with the knowledge of the authorities, who ...
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activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank