Microfinance Handbook: An Institutional and Financial PerspectiveWorld Bank Publications, 01/12/1998 - 302 من الصفحات Microfinance is not simply banking; it is a development tool. It has been estimated that there are 500 million economically active poor people in the world operating microenterprises and small businesses. Most of them do not have access to adequate financial services. The purpose of this Handbook is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions. The Handbook takes a global perspective, drawing on lessons learned from the experiences of microfinance practitioners, donors, and others throughout the world.This volume covers extensively matters pertaining to the regulatory and policy framework and the essential components of institutional capacity building, such as product design, performance measuring and monitoring, and management of microfinance institutions.The handbook has three parts. 'Issues in Microfinance Provision' - Part I, takes a macroeconomic perspective toward general microfinance issues and is primarily nontechnical. 'Designing and Monitoring Financial Products and Services' - Part II, narrows its focus to the provision of financial intermediation, taking a more technical approach and moving progressively toward more specific (or micro) issues. 'Measuring Performance and Managing Viability' - Part III, is the most technical part of the handbook, focusing primarily on assessing the viability of microfinance institutions. |
من داخل الكتاب
الصفحة 12
... rural institutions often provide agricultural loans as a means of developing the rural sector. Funding sources include government-distributed and foreign capital, with savings and deposits as secondary sources. Processing of ...
... rural institutions often provide agricultural loans as a means of developing the rural sector. Funding sources include government-distributed and foreign capital, with savings and deposits as secondary sources. Processing of ...
الصفحة 13
... Rural banks Banques populaires Postal savings banks Informal financial firms Labor banks Cooperative quasi-banks Indigenous bankers Employee savings funds Development projects Registered self-help groups and savings clubs ...
... Rural banks Banques populaires Postal savings banks Informal financial firms Labor banks Cooperative quasi-banks Indigenous bankers Employee savings funds Development projects Registered self-help groups and savings clubs ...
الصفحة 14
... rural financial markets in Mexico. These markets proved to be shallow (only 45 percent of rural entrepreneurs received a credit transaction during 1992-94), segmented, noncompetitive, inefficient, and inequitable (showing strong biases ...
... rural financial markets in Mexico. These markets proved to be shallow (only 45 percent of rural entrepreneurs received a credit transaction during 1992-94), segmented, noncompetitive, inefficient, and inequitable (showing strong biases ...
الصفحة 15
... rural credit programs result in high arrears, generate losses both for the financial institutions administering the programs and for the government or donor agencies, and depress institutional savings and, consequently, the development ...
... rural credit programs result in high arrears, generate losses both for the financial institutions administering the programs and for the government or donor agencies, and depress institutional savings and, consequently, the development ...
الصفحة 16
... rural economic activity, to replace subsidized credit with positive on-lending rates with spreads sufficient to cover all financial and operational intermediation costs, and to provide a full range of financial services (savings as well ...
... rural economic activity, to replace subsidized credit with positive on-lending rates with spreads sufficient to cover all financial and operational intermediation costs, and to provide a full range of financial services (savings as well ...
طبعات أخرى - عرض جميع المقتطفات
عبارات ومصطلحات مألوفة
activities additional adjusted amount analysis approach areas assets Association average balance Bank borrowers branches calculated capacity capital cash changes chapter clients considered costs credit officers debt delinquent demand dependence deposits determine donors earned economic effective enterprise equity example existing expenses financial institutions financial services formal funds growth impact important income increase indicators individual inflation institutions interest interest rate internal investment issues lending loan loss loan term measure ment method Microenterprise microfinance mobilization months Network NGOs offer operating organization outstanding payments percent performance period policies poor portfolio profit programs Project ratio received regulated repayment reports reserve result risk rural savings sector social Source staff statements structure subsidies Sustainable tion Washington women World Bank