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The latte factor : why you don't have to be…
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The latte factor : why you don't have to be rich to live rich (edition 2019)

by David Bach, John David Mann (Author.), Mizuo Peck (Narrator.)

MembersReviewsPopularityAverage ratingMentions
776344,866 (3.33)1
A little book of sound financial advice that is disguised as a story. Zoe is a 27-year old features editor who is struggling with controlling her finances and paying back her loans. She meets a mentor who puts her on the right track to living the life of her dreams by controlling her spending.

The advice is a bit dated, and is heavily geared towards capitalist viewpoint, and the US in particular. I would never invest in the stock market for example, although I know that my retirement fund is possibly linked to US stocks, so it might all go bust in the end.

I now lean more towards a DIY sort of retirement plan, that does not rely as heavily on stocks or financial markets. ( )
  moukayedr | Sep 5, 2021 |
Showing 6 of 6
Some good information about investing early and compound interest. I'm not a huge fan of the "fiction-like" format for a non-fiction book. But that doesn't really take away from the sound advice and may work for some people. In fact, probably a good book to try to get my adult kids to read because of the format. ( )
  teejayhanton | Mar 22, 2024 |
Well-written and easy-to-read parable about personal financial planning, but better suited for real novices. I didn't learn anything new, but appreciated its delivery. ( )
  matsuko | Aug 17, 2023 |
3.5 stars - great financial advice though nothing groundbreaking. The story is a little clunky. ( )
  thewestwing | Aug 12, 2022 |
A nice, if slightly preachy, story teaching about compounding returns and how small changes in habits and investments can change peoples lives.
Interesting and thought provoking presented within an easily read and digested story. ( )
  DavidSchor | Jan 5, 2022 |
A little book of sound financial advice that is disguised as a story. Zoe is a 27-year old features editor who is struggling with controlling her finances and paying back her loans. She meets a mentor who puts her on the right track to living the life of her dreams by controlling her spending.

The advice is a bit dated, and is heavily geared towards capitalist viewpoint, and the US in particular. I would never invest in the stock market for example, although I know that my retirement fund is possibly linked to US stocks, so it might all go bust in the end.

I now lean more towards a DIY sort of retirement plan, that does not rely as heavily on stocks or financial markets. ( )
  moukayedr | Sep 5, 2021 |
The Latte Factor is the latest book by David Bach. It’s a story about a young professional woman and her realization of the real cost of money and its potential to make one rich. The themes in this book are well documented in David’s other books, but this book presents it in an easy to read, engaging manner that anyone can relate to and understand. I think this is probably one of his best books so far. It is definitely the most enjoyable to read. His idea that we are already richer than we know will resonate well with his audience. For Millennials this should be required reading, because they are the ones that will most benefit from it, because of their age and the time it takes to “get rich.” In fact, I plan on giving my copy to a young millennial I am mentoring. Well done, David Bach. ( )
  MarkBaggesen | May 15, 2019 |
Showing 6 of 6

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